SBA 504 Loan Program

The SBA 504 Loan Program provides long-term, fixed rate financing to small businesses for the purchase, construction or renovation of their buildings, or to acquire large machinery or equipment. Cannot be used for salaries, short term carry over funding, or working capital. For if your business needs short-term funding solutions, go to our partnership funder website.

The financing is in partnership with a lender and Montana Community Finance Corporation (MCFC) on behalf of the U.S. Small Business Administration (SBA). MCFC is a Certified Development Company licensed and regulated by the SBA to deliver the 504 loan financing. MCFC’s role is to package, process, close and service SBA 504 loans in the state of Montana.

Using the SBA 504 Loan Program results in small businesses being able to finance their fixed assets on reasonable terms, thus stimulating the economy by preserving their working capital and retaining or creating jobs. SBA 504 loans provide thousands of small businesses the opportunity to own their locations and secure their futures!